Home
>> Health
Insurance >> Individual Health InsuranceIndividual Health Insurance
A Plan of Health Insurance for an individual person. Here the individual person
is the insured person who is going to be insured by the insurance company (insurance).
As because this is the type of health insurance as similar to health insurance
the coverage is provided in two types of plan .
One plan is indemnity plan and another one is managed care plan. In indemnity
plan there is a full choice to that individual person to go for insurance. He
or she can choose a doctor from there own wish. There are no hard and fast rules
associated with taking indemnity individual health insurance plan. As compared
to managed care plan, every thing is managed by the insure company. That insurer
company provides a list of Doctors or Hospitals to take care of there health.
So the individual has to bind with that rule.
As we have said that this is the type of health insurance plan, so the managed
care plan is also the same as of health insurance plan. There are basically three
types for Managed care. HMO, PPO and POS.
While taking a individual health insurance, it is the best that if this insurance
is provided by your Employer as because in that case the employer pays some
percentage of premium.
|